Meet Our Team

Mr. Shamsher Singh

Mr. Shamsher Singh

Managing Director & Chief Executive Officer

Mr. Shamsher Singh (Managing Director & CEO) 55 Years B.Com., CAIIB – Part II Mr. Shamsher Singh, Deputy Managing Director of State Bank of India (SBI), is on deputation to SBI Funds Management Limited since November 02, 2022. Mr. Singh joined SBI in June 1990 as Probationary Officer and has more than 32 years of experience.

Before his deputation to SBIFML, he was heading the Ahmedabad Circle of SBI as Chief General Manager from November 2020 responsible for driving business growth and ensuring regulatory compliance across 1400+ branches of SBI. He spearheaded SBI’s retail business operations across the Gujarat State, Union Territory of Dadra and Nagar Haveli and Daman and Diu.

Other key assignments held by Mr. Singh during the last 10 years with SBI are as under:
• General Manager - Head of Institutional Relationship Group of SBI with Indian and International Banks and Head of Treasury Team of International Banking Group (IBG) at SBI’s Corporate Centre overseeing treasury operations of all Foreign Offices of SBI across the globe. (December 2019 to November 2020);
• Regional Head - Middle East, West Asia and North Africa (MEWANA) region - General Manager, Dubai, UAE (December 2017 to December 2019);
• Country Head & CEO, SBI Operations, Bahrain - Deputy General Manager (August 2014 to December 2017);
• Deputy General Manager (Compliance), International Banking Group, Corporate Centre, Mumbai (June 2014 to August 2014);
• Deputy General Manager (SME), SBI, Local Head Office, Chandigarh (May 2014 to June 2014);
• Deputy General Manager – Defence Banking, Alternate Channels and Products, SBI, Local Head Office, Chandigarh (November 2013 to May 2014);
• Chief Dealer, Interest Rate Markets, Global Markets, Corporate Centre, Mumbai – Assistant General Manager (April 2012 to November 2013).

Mr. Denys de Campigneulles

Mr. Denys de Campigneulles

Deputy Chief Executive Officer

Denys de Campigneulles has been deputed from Amundi Group as Deputy Chief Executive Officer of SBI Funds Management Limited (SBIFML) since March 2020. Denys has over 35 years of extensive experience in financial services.

Prior to joining SBIFML, he was the Chief Investment Officer of LCL Bank (former Credit Lyonnais) in Paris. From 2009 to 2016, he was the Head of Fixed Income Business Development & Investment Specialists with Amundi Paris. From 2005-2009, he was based in Hong Kong as Deputy Chief Executive Officer Asia for Amundi and between 2002 and 2005, he held the position of Chief Investment Officer of NH-Amundi, the joint venture of Amundi and NH Group in South Korea, located in Seoul. From 1994 to 2002 he held various senior investment positions in London and Paris for the Global Fixed Income and Currency Management Department of Amundi. Prior to joining Amundi, he worked with Banque Bruxelles Lambert from 1988 to 1994 and with Credit Lyonnais from 1986 to 1988.

Mr. D.P. Singh

Mr. D.P. Singh

Deputy Managing Director & Joint Chief Executive Officer

D P Singh has over 30 years of rich experience in the Banking and Financial Services industry and has been associated with SBI Funds Management since 1998. As DMD & Chief Business Officer he is responsible for all business verticals and segments of the organization. Over the years, he has overseen many roles across the various functions in the organization. Prior to joining the company, he was with SBI where he handled various assignments in Retail Banking, Corporate Credit and Information Technology Initiatives.

Mr. R. S. Srinivas Jain

Mr. R. S. Srinivas Jain

Chief of Strategy, Digital & Technology

Srinivas Jain has experience of over 29 years in the financial services industry, with over 22 years in Investment management companies apart from Broking and Investment Advisory, He has been associate with SBI Funds Management since 2001. As Chief of Strategy, Digital & Technology he oversees key strategic initiatives of the organisation including heading Digital and Technology teams. He is also responsible for international business development initiatives and represents the organization on various sustainability initiatives. Over the years he has been spearheading various roles involving sales, product development, and marketing functions in the organization. Before joining the organization, he has worked with Birla Sunlife Asset Management and Kotak Securities. He is a Commerce Graduate from Bangalore University with a Cost Accounting background.

Mr. R Srinivasan

Mr. R Srinivasan

CIO - Equity

R Srinivasan has over 30 years’ rich experience in the financial services space. He has been associated with SBI Funds Management Limited since 2009 and as CIO – Equity directly manages a number of funds. He was formerly the Head of Equity. Srinivasan is a postgraduate in Commerce and has done his MFM from the University of Mumbai.

Mr.Rajeev Radhakrishnan, CFA

Mr.Rajeev Radhakrishnan, CFA

CIO - Fixed Income

Rajeev joined SBIFM as a fixed income portfolio manager in 2008. He currently heads the Fixed Income desk at the AMC. Prior to joining SBIFM, Rajeev was Co-Fund Manager for Fixed Income with UTI Asset Management for seven years.

Rajeev is an Engineering graduate and holds a Masters degree in finance from Mumbai University. He is also a charter holder of the CFA Institute, USA

Ms. Aparna Nirgude

Aparna Nirgude

Executive Director & Chief Risk Officer

Aparna Nirgude has been associated with SBI Funds Management Limited for over 26 years and has been heading the Risk function since 2005. Before taking charge as Chief Risk Officer, she has handled various responsibilities within the company’s Investment Management and Research teams. Aparna holds a degree in Management from the prestigious Jamnalal Bajaj Institute of Management Studies.

Ms. Ganesan Sonaimuthu

Mr. Ramakrishna Balasubramanian

Chief Operating Officer

Mr. Ramakrishna Balasubramanian joined SBIFML in September 2024 as Chief Operating Officer (Designate). He has more than 36 years of varied experience in the fields of Finance, Operations, Compliance, Risk & Controls, Information Technology, Products & Strategic Businesses (ETF & International Businesses). Prior to joining SBIFML, Mr. Ramakrishna was associated with ICICI Prudential Asset Management Company Limited from September 2004 to April 2024 responsible for various functions during his stint with the Company. He has last served as Chief Financial Officer at ICICI Prudential Asset Management Company Limited, where he was responsible for overseeing the Finance, Operations and Information Technology functions. Prior to that, he was also associated with Marico Industries, ITC Agro Tech (now known as Agrotech Foods Limited), Dalmia Industries Limited and Union Carbide India Limited (now known as Eveready Industries India Limited).

Ms. Vinaya Datar

Vinaya Datar

Chief Compliance Officer & Company Secretary (complianceofficer@sbimf.com)

Vinaya Datar has an overall experience of over 28 years, including over 21 years in the financial services industry. She has worked extensively in the areas of Compliance, Secretarial, and Legal. Prior to this assignment, she was Assistant Vice President - Compliance with Mirae Asset Global Investments (India) Private Limited. Vinaya has also been previously associated with Reliance Capital Asset Management Ltd, IL&FS Limited and UTI Infrastructure & Services Limited. Vinaya is a Science and Law graduate and a member of Institute of Company Secretaries of India.

Mr. Inderjeet Ghuliani

Mr. Inderjeet Ghuliani

Chief Financial Officer

Inderjeet Ghuliani is a CA and Cost Accountant and joined SBIFML in 2008 and over the years has handled many areas across accounts & admin where he was involved in preparation of financial statements, budgeting, analysis, strengthening Income tax /GST compliance, Statutory/CAG audits and compliances, commercial negotiations etc. As Chief Financial Officer (CFO), he is responsible for Financials , compliances of direct and indirect taxes and internal controls . Prior to joining SBIFML, he was associated with entities like JCT Ltd, Crompton Greves Ltd, Bank of India, UTI Bank, State Bank of Bikaner and Jaipur and Small Industrial Development Bank of India (SIDBI).

Mr. C.A. Santosh

Mr. C.A. Santosh

Investor Relations Officer

C A Santosh has over 26 years of experience in Customer Service and has been associated with SBI Funds Management Limited (SBIFML) since December 2007 in various capacities including Head – Customer Service and Zonal Customer Service Manager (West and Mumbai Zone). Prior to SBIFML, C A Santosh was associated with Kotak Mahindra Bank as Chief Manager – Customer Contact Center and was responsible for running the Contact Center Operations, handling queries, requests, and complaints of customers. His previous assignments have been with ICICI Bank, KLM/Northwest Airlines and Jet Airways.

Trustee Company

Mr. amarjit chopra

Mr. Amarjit Chopra

Independent Director

CA Amarjit Chopra is practicing the profession of Chartered Accountancy for the past 46 years with proven adroitness in varied areas. Mr. Chopra has specialization in Internal and Statutory Audits of Private and Public Sector enterprises, Banks and Insurance Companies including Company Law Matters, Accounting Standards and Audit and Assurance Standards. etc. Mr. Chopra was the President of Institute of Chartered Accountants of India for the year 2010-11. He was also the Vice-President of the Institute of Chartered Accountants of India (ICAI) for the year 2009-10. He had been associated with ICAI as Council Member for 15 years and also held the office of Chairman of Northern Indian Regional Council of ICAI (1986-89). He has also been on the various Committees/Bodies constituted by the ICAI, Government and other regulators. He was also nominated Chairman of National Advisory Committee on Accounting Standards (NACAS) by Govt. of India for four years (2014-2018).

He has also been involved in training of Professionals/non-professionals in various training programs organized by Regulators (such as Comptroller & Auditor General of India, University of Petroleum and Energy), Bankers Training Colleges/professional bodies in and around India. He has also made significant contribution to the cause of accountancy profession through association with ICAI/Regulatory/Academic Forums.

Presently, he is on the Boards of Roop Automotives Ltd., Rico Auto Industries Limited, Rico Investments Ltd, TATA Power Delhi Distribution Ltd, TATA Power Trading Co. Ltd. and ICAI Accounting Research Foundation. He has also served on the Boards of First India Life Insurance Co. Ltd, Urban Improvement Co Pvt Ltd, Garden Reach Shipbuilders and Engineers Limited, Confederation of Asia Pacific Accountant (CAPA) and South Asian Federation of Accountants (SAFA), Insurance Regulatory Development of Authority and nominated as a member to the Quality Review Board of Actuaries.

Mr. Sunil Gulati

Mr. Sunil Gulati

Independent Director

Mr. Sunil Gulati has over three decades of global experience in the banking industry across investment banking, corporate finance, relationship management, risk management and corporate strategy. In the last 15 years, Mr. Gulati was a key member of the management teams at RBL Bank Ltd (Chief Risk Officer), Yes Bank and ING Group, India. Mr. Gulati headed the GE Commercial Finance business for a short period. He was the head of the ING Barings business in India and was part of the core team that helped ING acquire a controlling stake in Vysya Bank. He was head of the Corporate and Investment Banking business at ING Vysya after the acquisition.

Mr. Gulati also worked with Bank of America, where he initiated their investment banking efforts in India in 1997. Before that, he was based in Hong Kong with primary responsibilities for Bank of America investment banking activities in North Asia. Mr. Gulati also handled strategic and corporate M&A exercises for Bank of America, throughout the Asia-Pacific region, including the divestment of its subsidiaries and branches in Malaysia, Thailand and Australia. Mr. Gulati had also worked with Standard Chartered Merchant Bank and with the management consultancy division of A.F. Ferguson & Co. in India.

Presently, Mr. Gulati is the non-executive Chairman of Merisis Advisors Pvt. Ltd., a boutique investment bank and is an Independent Director on the Boards of Fincare Small Finance Bank Ltd; Thirumeni Finance Pvt. Ltd, Visage Holdings and Finance Pvt. Ltd., Tapstart Capital Pvt Ltd, Samunnati Financial Intermediation & Services Pvt. Ltd., PNB Metlife India Insurance Company Ltd, Arthan Finance Pvt. Ltd., Paradime Technologies Pvt. Ltd. and Empays Payment Services India Pvt. Ltd. Mr. Gulati holds an MBA from the Indian Institute of Management, Ahmedabad in 1984 and B.Tech. in Electronics from the Indian Institute of Technology, Delhi in 1982.

Mr. PBSK

Mr. P.B. Santhanakrishnan

Associate Director

Mr. P.B. Santhanakrishnan holds degree in Bachelor of Science and Chartered Accountancy. He is presently a senior partner of P. B. Vijayaraghavan & Co since 1979. He has an overall 43 years of experience in Statutory Audit of Public Sector Banks / undertakings / Charitable Institutions/ Educational Institutions and Non-profit Institutions. He has made numerous representations before SEBI, SAT, CBDT and ITAT on Corporate/Income Tax and FEMA matters. He is a former member of the following institutions / bodies; • RBI Committee on RTGS (Real Time Gross Settlement) • Governing Board of PNB Institute of Information Technology, New Delhi. • Southern India Regional Council of Institute of Chartered Accountants of India (1982 – 1988) • Committee of Central Council of the Institute of Chartered Accountants of India. • Hony. Treasurer of Tamil Nadu Tennis Association • Madras Gymkhana Club He was also on the boards of Oriental Bank of Commerce (2011 to 2014) and Can Fin Homes Ltd (2012 to 2016). Presently, he is on the Boards of Tamil Nadu News Prints and Papers Limited and Indo-Australian Chamber of commerce.

Dr. Archana Hingorani

Dr. Archana Hingorani

Independent Director

Dr. Archana Hingorani has over 25 years of experience in the asset management business. In her formative years, she helped create a new company and raise resources focused on oil exploration, a first for India. This laid the foundation for understanding private markets. 

She has rich experience in fund raising, investing, nurturing investments through four different economic cycles, carving exit paths, and spearheading ESG programs.

Currently, she runs Siana Capital Management LLP, an asset management business focused on technology and impact investments. She also serves on the University of Pittsburgh’s Chancellor’s Global Advisory Council and the Advisory Board of TalentNomics, a Washington based group focused on encouraging upward movement of women in the workforce, and Global Impact Initiative, an Australian firm focused on impact investments.

In the recent past, she has also served on the Investment Commissions of the United Nations Environment Programme and has been recognized for leadership by Business World, Fortune India, and Asian Investor. She is an Adjunct Faculty at the Katz Graduate School of Business, University of Pittsburgh, for Private Equity and Alternative Assets. 

She has served as Director on many Boards in the past, including their Corporate Governance, Compensation and Audit Committees. She has also served as CEO & Executive Director of IL&FS Investment Managers Ltd from 2009 to April 2017. She is currently Director on the Boards of Alembic Pharmaceuticals Limited, Grindwell Norton Limited, SIDBI Venture Capital Ltd, DEN Networks Ltd and 5Paisa Capital Ltd. She was also instrumental in creating one of the earliest Trustee companies in 1996.

Mr. Achal Kumar Gupta

Mr. Achal Kumar Gupta

Associate Director

Mr. Achal Kumar Gupta has around 41 years of experience in the areas of Banking and Financial services. He has rich experience in diverse areas such as Credit Administration, Asset Management, Retail Banking, Branch Banking, Controller of branches, Agricultural Banking, NRI Services etc.

Mr. Gupta has served State Bank of India (SBI) group for more than 36 years and held several key positions in SBI group including an overseas assignment of 4 years at SBI, Bahrain OBU. During his association with SBI, Mr. Gupta was deputed as Managing Director of SBI Funds Management Private Limited from May 2008 to January 2011. Prior to this, Mr. Gupta was the Chief Operating Officer of SBI Funds Management Private Limited since November 2005. He has also served as Managing Director of State Bank of Patiala from April 2012 to November 2013.

Mr. Gupta has served as Deputy Managing Director of IFCI Ltd from December 2013 to December 2016. He was also on the Board of The Association of Mutual Funds in India (AMFI) and recently also served as independent / non-executive director on the Boards of The South Indian Bank Limited, Canara Robeco Asset Management Co. Limited and Capital India Finance Limited.

Mr. Ashutosh Khajuria

Mr. Ashutosh Khajuria

Independent Director

Mr. Ashutosh Khajuria is a thought leader in Banking, Finance, and Risk with 43 years of experience in various executive roles in the banking sector. He has proven abilities in the areas of Treasury, Trade finance, Credit underwriting, monitoring and collections, and Risk management. A strategic leader with a proven track record of delivering transformational benefits through process centralization and automation. Recognized for strong regulatory engagement and industry representation.

Presently, Mr. Khajuria is advising Federal Bank on credit related matters. He has served Federal Bank as the Chief Mentor till May 2024 where he was overseeing the functions of Treasury, Credit Underwriting, Credit Monitoring, Credit Administration, Loans Collection & Recovery functions and ESG initiatives. He joined Federal Bank in June 2011 as President & Head of Treasury and was later entrusted with the additional responsibility of business development in the entire network of branches / offices. He has served as an Executive Director on Federal Bank Board from January 2016 to April 2023. He has also been a Director on the Board of Fedbank Financial Services Limited, a non-banking financial subsidiary of Federal Bank from April 2020 till April 2024.

Prior to joining Federal Bank, Mr. Khajuria was associated with IDBI Bank as CGM and Head – Treasury from February 2009 to June 2011, United Phosphorus Limited as Corporate Treasurer from August 2008 to February 2009 and Edelweiss AMC as Head-Fixed Income from November 2007 to July 2008. He had also worked with State Bank of India from December 1983 till November 2007 covering the entire gamut of banking functions including Treasury, International Banking, Trade Finance, Corporate Banking and Branch Banking.

Mr. Khajuria is a Director on the Board of Kriti Nutrients Limited and had served as a Director on the Board of Ageas Federal Life Insurance Company Limited from November 2015 till May 2020, Fixed Income Money Market & Derivatives Association (FIMMDA) from September 2011 till February 2016. Mr. Khajuria is a Bachelor of Science(B.Sc.), Bachelor of Laws(LL.B), Master of Arts in Economics, Certified Associate of Indian Institute of Bankers (CAIIB) and holds a Diploma in Treasury Investment & Risk Management (DTIRM).

AMC

Mr. Fathi Jerfel

Mr. Fathi Jerfel

Associate Director

Mr. Fathi Jerfel has an Engineering degree from Ecole Poly-technique, Engineering degree from the Institut Français du Petrole & Post graduate degree in Economics (Petroleum Management) from the University of Dijon. Mr. Fathi Jerfel is Deputy Chief Executive Officer of Amundi SA in charge of investment solutions for Retail Network Division. After a start at Credit Lyonnais as Head of Financial Engineering and Fixed Income (1986-2001), he joined Crédit Agricole Asset Management in 2002 as Head of Derivatives Arbitrage & Cumulative Research. In 2005, Mr. Jerfel was appointed as Chief Executive Officer of Crédit Agricole Structured Asset Management. Mr. Fathi is a Chairman on the Board of various Companies viz., Amundi Hellas; Amundi SGR S.P.A., Amundi Private Equity Funds, Amundi Immobilier, LCL Actions France, IKS KB, Etoile Gestion, Amundi Finance Emission, Amundi India Holding, Amundi Polska, LCL Emission, Amundi Issuance and Director on the Board of AMUNDI, Societe Generale Gestion, Wafa Gestion (Monoc), Structura, Amundi Japan Ltd, DNA, Radian, Amundi Finance, BFT Gestion, Nextstage SAS & Bawag PSK Invest.

Mr. Shamsher Singh

Mr. Shamsher Singh

Managing Director & Chief Executive Officer

Mr. Shamsher Singh (Managing Director & CEO) 55 Years B.Com., CAIIB – Part II Mr. Shamsher Singh, Deputy Managing Director of State Bank of India (SBI), is on deputation to SBI Funds Management Limited since November 02, 2022. Mr. Singh joined SBI in June 1990 as Probationary Officer and has more than 32 years of experience.

Before his deputation to SBIFML, he was heading the Ahmedabad Circle of SBI as Chief General Manager from November 2020 responsible for driving business growth and ensuring regulatory compliance across 1400+ branches of SBI. He spearheaded SBI’s retail business operations across the Gujarat State, Union Territory of Dadra and Nagar Haveli and Daman and Diu.

Other key assignments held by Mr. Singh during the last 10 years with SBI are as under:
• General Manager - Head of Institutional Relationship Group of SBI with Indian and International Banks and Head of Treasury Team of International Banking Group (IBG) at SBI’s Corporate Centre overseeing treasury operations of all Foreign Offices of SBI across the globe. (December 2019 to November 2020);
• Regional Head - Middle East, West Asia and North Africa (MEWANA) region - General Manager, Dubai, UAE (December 2017 to December 2019);
• Country Head & CEO, SBI Operations, Bahrain - Deputy General Manager (August 2014 to December 2017);
• Deputy General Manager (Compliance), International Banking Group, Corporate Centre, Mumbai (June 2014 to August 2014);
• Deputy General Manager (SME), SBI, Local Head Office, Chandigarh (May 2014 to June 2014);
• Deputy General Manager – Defence Banking, Alternate Channels and Products, SBI, Local Head Office, Chandigarh (November 2013 to May 2014);
• Chief Dealer, Interest Rate Markets, Global Markets, Corporate Centre, Mumbai – Assistant General Manager (April 2012 to November 2013).

Mr. Denys de Campigneulles

Mr. Denys de Campigneulles

Deputy Chief Executive Officer

Mr. Denys de Campigneulles has been deputed from Amundi Group as Deputy Chief Executive Officer of SBI Funds Management Ltd. w.e.f March 07, 2020. Mr. has over 33 years of extensive experience in financial services. Prior to joining SBI Funds Management Ltd. as Deputy Chief Executive Officer, Mr. Campigneulles worked as CIO with LCL Bank Paris France. Prior to working as CIO with LCL Bank Paris France, Mr. Campigneulles worked from 2009 to 2016 as Head of Fixed Income Business Department & Investment Specialists with AMUNDI Paris France. He worked from 2005-2009 as Deputy Chief Executive Officer Asia with AMUNDI Hong Kong. He also held the position of CIO from 2002-2005 with NH-CA Asset Management, Seoul. From 1994 to 2002 he held various position in London and Paris for Global Fixed Income Management Department. Between 1988 to 1994, he worked with BANQUE BRUXELLES LAMBERT (PARIS). From 1986 to 1988, he worked from CREDIT LYONNAIS (Paris)

Mr. Moiz Miyajiwala

Mr. Moiz Miyajiwala

Independent Director

Mr. Moiz Miyajiwala is a Chartered Accountant in practice with an all India ranking of 27. He has also completed his Bachelor of General Law from KC Law College, Mumbai University and Bachelor of Arts in Economics and Statistics from St. Xavier’s College, Mumbai University.

Currently, Mr. Miyajiwala is an Independent Management Consultant and Proprietor at Moiz Miyajiwala, CA, Freelancing. He has successfully reorganized Finance function of a Limited Liability Company, improved processes and helped in outsourcing/centralisation of some parts of the Finance function. He is on the Board of Anjuman-I-Islam (a Section 8 Non-Profit Company engaged in Educational and Charitable activities and Honorary Treasurer of the Trust), Transpact Enterprises Limited and Benares Hotels Ltd., a publicly listed Company, where he chairs the Audit, Risk Management Committee and Nomination and Remuneration Committee.

Previously, he had held the position of CFO and Executive Vice President (Finance) / Compliance Officer with Voltas Ltd, till 31st May 2011 where he was overall in charge of Finance / Accounts, Compliances, General Management, Strategic Management, IT, Legal, Strategic Planning, Investor Relations and was a member of Corporate Management Committee. He has also served as an Advisor to the Managing Director of Voltas Ltd. and Board member of various associate and Group Companies and advisory and/or supervisory role for Voltas Ltd. from 2011 to 2013. He has held various position in Voltas Ltd. since 1980.

Mr. Miyajiwala was also a Partner of Dara Sorabji, Chartered Accountants, Mumbai, from 1978–1980, where he was responsible for Statutory Audits of Limited Companies, Trusts, Hospitals and Internal Audits & Taxation - direct and indirect.

His major achievements include restructuring the businesses of Voltas Ltd. and its revival. He was also involved in restructuring finances of the Company for improving leverage, rating and costs.

Mr. Miyajiwala is acknowledged as subject matter expert on Economic Data by Media. He has been awarded Prestigious ‘Super Achievers Award by Indira Institute of Management Studies and featured as a ‘Growth Manager’ on the cover page of a prominent Business Magazine.

Mr. shekhar-bhatnagar

Mr. Shekhar Bhatnagar

Independent Director

Mr. Shekhar Bhatnagar has experience of 34 years working for Reserve Bank of India. He was Chief General Manager-in-charge, Foreign Exchange Department, Central Office Mumbai before superannuating from Reserve Bank of India.

He has a vast experience as a Member in the capacity of Nominee Director on the Boards of both private and public sector commercial banks and has been a member of several sub-committees of the Board of Directors. He was involved in corporate governance in banks, in the formulation of guidelines/ action plans/framework in the areas of risk management and formulation of the turnaround strategy, risk assessment and risk mitigation strategies of weak banks, innovation of products for Payment Systems etc. He was involved in the process of implementation of BASEL II and III. He has an experience of monitoring the process of NPA management in commercial banks as part of the banking supervision process.

He was involved in regulation and supervision of credit lenders and investment vehicles in equity/ debt markets, Asset Reconstruction Companies and Mortgage guarantee companies, PPI, and aggregators in the payment space for non-banking finance intermediaries. He was the Country Head for Foreign exchange/ cross border transactions where he handled responsibilities of policy formulation, supervision, monitoring and compounding process and management of capital flows, both equity and debt.

Presently, he is an Independent Consultant working with L&L Law Firm as an Off Counsel on Foreign Exchange investment issues and as an Independent Consultant with Standard Chartered Bank for regulatory and supervisory matters.

Mrs. sudha-krishnan

Mrs. Sudha Krishnan

Independent Director

Mrs. Sudha Krishnan joined the Indian Audit and Accounts Service (IAAS) in 1983 and retired on November 30, 2020 as Member Finance to the Space Commission and Atomic Energy Commission. As Member Finance, she served as the principal advisor to the Commission on financial business pertaining to the Departments of Space and Atomic Energy Commission.

She has close to four decades of experience in public policy and finance. She has worked on secondment at the Ministry of Finance in different capacities where she has handled diverse portfolios including World Bank projects, personnel matters of the Central Government and writing memoranda and reports for the Finance Minister on improving the overall effectiveness of Government spending.

She has also served as Financial Adviser to the Ministry of Housing and Urban Poverty Alleviation. She has also served as Government Nominee Director on the Boards of many Government companies and banks.

In her parent department namely, the office of Comptroller and Auditor General of India (CAG) (the Supreme Audit Institution of India), she led and coordinated the production of several audit reports including the audit of the Central Board of Direct Taxes. As Principal Director (International Cooperation), she was directly responsible for advising and implementing the CAG’s international obligations both bilateral and multilateral. In her last assignment in the office of the CAG, she was responsible for developing and strengthening professional standards and practices in audit.

Mrs. Krishnan is an Independent Director on the Board of IDFC Financial Holding Company Ltd.

Mr. Ashwini-Kumar-Tewari

Mr. Ashwini Kumar Tewari

Associate Director

Mr. Ashwini Kumar Tewari is a career banker and started his career in State Bank of India (SBI/Bank) in the year 1991 as a Probationary Officer and has spent more than three decades with SBI in India and abroad in various assignments.
Mr. Tewari is a Managing Director (Corporate Banking and Subsidiaries) of SBI since November 21, 2023, and also a Whole Time Director handling the portfolio of Large Corporate and Commercial Credit business of SBI alongwith Associates & Subsidiaries of the SBI. This includes major non-bank business like Credit cards, Mutual Fund, Life & General Insurance, Capital Markets, Custodial Services etc.
Prior to his appointment in Corporate Banking and Subsidiaries department, he was Managing Director (Risk, Compliance and Stressed Assets) since June 2022. There he was focusing on driving Climate Risk Management in the Bank and shaping the Stressed Assets Strategy of the Bank. Earlier to this, he was the Managing Director, handling International Banking, Information Technology and Non-Bank Subsidiaries of the Bank from January 2021. He was also involved in a big refresh in the technology space in SBI. Prior to becoming Managing Director at SBI, he served as Managing Director and CEO of SBI Cards and Payment Services Limited where he oversaw key partnerships inked with GPay, PayTM, BPCL etc. and steered the Company through the immediate aftermath of the Covid period.
He was also the Country Head of the US Operations of SBI from April 2017 to July 2020. Prior to that, he was the Regional Head and General Manager, East Asia, for SBI, based in Hong Kong.
Over the years, he held other leadership positions at SBI, including, the Deputy General Manager (Operations & Information Systems) International Banking, Head of SBI’s Cash Management, Regional Manager, Branch Head, among others.

Mr. C. N. Ram

Mr. C. N. Ram

Independent Director

Mr. C. N. Ram has done B.Tech (Electronics) from IIT, Madras & PGDM from IIM Ahmedabad. Presently, he is associated with Warburg Pincus India Private Ltd. as Senior Advisor since 2015.

He started his career in 1979 as a graduate trainee at Tata Steel in Jamshedpur and moved to Bank of America in Mumbai in 1982 managing IT and served as VP & Country Systems Manager till 1994. Mr. Ram joined HDFC Bank as Chief Information Officer and Head of Information Technology since July 1994 and was responsible for its IT activities as well as its subsidiaries. He supported the entire range of banking services from Retail Banking to International operations and managed a team of 350 IT professionals. He worked at HDFC Bank until June 2008. He also worked with Essar Ltd as Group President – CIO from 2010 to 2013.

Mr. Ram is the Co-Founder & Director of Rural Shores Business Services, a socially-oriented commercial company to help rural entrepreneurs set up BPOs in villages. He has served as a member of the Global Customer Advisory Board of NCR Corporation for their Self-Service business, the Asia-Pacific Technology Advisory Board of VISA International & the Customer Executive Advisory Board of Sun Microsystems. He was also a Member of the Reserve Bank of India's (RBI) IT Advisory Committee. He had served on committees constituted by the RBI to advise on Cheque Truncation, Technology for Financial Inclusion, setting up of a multi-bank telecommunications network etc. He has also served as an Advisor to the National Depositories Limited and the National Payments Corporation of India Limited. Most recently he was on the RBI’s Technology Committee for Mobile Banking and the Forward Markets Commissions’ Advisory Committee on Technology. He is also a member of the CIO Angel Network (CAN).

Mr. Ram is the first recipient of The Konrad Zuse Medal of Honour for Lifetime Achievement in Business Technology instituted by the CIO Association of India in 2013. He was conferred the CIO Masters Lifetime Achievement Award instituted by Biztech2.com & Network18 in 2013. He is also the recipient of the Lifetime Achievement Award conferred by the CIO Leadership forum C-Change in 2015.

Dr. T. T. Ram Mohan

Dr. T. T. Ram Mohan

Independent Director

Dr. T. T. Ram Mohan has wide-ranging experience in academics, policy-making, banking, management consulting and financial journalism. Presently, he is a Part-time Member at Prime Minister’s Economic Advisory Council since October 2021.

Dr. Ram Mohan has held several other positions in the past as under:
. Visiting Faculty - Indian Institute of Management, Ahmedabad, FY 2021-22
. Professor, Finance & Economics - Indian Institute of Management, Ahmedabad - (October 1998-January 2021)
. Visiting Faculty, Economics department - Stern School of Business, New York University (2001)
. Head of Research - Birla Marlin Securities, Bombay (August 1995-December 1996)
. Vice President, Equity Research - Bear Stearns, Hong Kong (May 1994-July 1995)
. Head of Strategic Development - Standard Chartered Bank, Bombay (April 1993-February 1994)
. Divisional Manager and Chief, Economics Division - Tata Economic Consultancy Services, Bombay (1982-84, 1989-93)
. Contributing Editor (South Asia) - Financial Times International Reports (1986-94)
. Economics Writer - India Abroad (New York) (1986-94)
. New York Correspondent - The Economic Times (1988-89)
. Officer, Projects - Industrial Credit and Investment Corporation of India (ICICI) (1981-82)

Presently, Dr. Ram Mohan is an Independent Director on the Board of IndusInd Bank Limited and a member of HR Advisory Board, Indian Overseas Bank

He also has been a Director on the Boards of Royal Manor Hotels & Industries Ltd. (2003-05), Marwar Hotels Ltd. (2003-05), International Asset Reconstruction Company Ltd (2003-08), Rail Vikas Nigam Ltd (2005-08), Brics Securities Ltd (2004-13), Paterson Securities Pvt. Ltd. (2009-16), SBI Pension Funds Pvt. Ltd. (2007-14), GNFC Ltd. (2005-14), IndusInd Bank Ltd. (2006-14), SBICAPS Securities Ltd (2014-19), Rural Electrification Corporation Ltd (2015-19) and Canara HSBC Life Insurance Company Ltd (2017- 20).

Mr. Oliver Mariee

Mr. Olivier Mariée

Associate Director

Mr. Olivier Mariée is CEO of CPR Asset Management – Paris and Head of Joint Ventures at Amundi - Paris. Mr. Mariée joined Amundi in September 2021 from Direct Assurance (AXA Group).
Having spent most of his career with the AXA Group, Mr. Olivier Mariée has in-depth knowledge of the asset and wealth management industry and its clients. He was CEO of Direct Assurance (AXA Group) since 2020. Prior to that, he was Sales Director at AXA France since 2017, where he was in charge of defining and implementing the distribution strategy, marketing strategy and sales promotion. He was also in charge of the sales teams of the Life business lines (Savings, Pensions, Provident, Health) and the distribution networks of AXA France.
From 2012 to 2017, Mr. Olivier Mariée was CEO of AXA Wealth Management and Head of Life & Savings Business Lines at AXA France, during which he was actively involved in the creation and development of AXA Wealth Europe in Luxembourg.
Prior to 2012, he was Marketing Director of the AXA Group, having held various senior positions in Japan and the UK since 1999.
From 1997 to 1999, he was Head of Private Banking at AXA Investment Managers. He joined the AXA Group in 1992 as Sales Manager for AXA France’s network of Provident & Wealth management agents.
Mr. Olivier Mariée is a graduate of the Institut Supérieur de Gestion, a French business school.

PMS

Ms. Aparna Shanker

Aparna Shanker

Fund Manager

Aparna joined SBIFM in 2007. Prior to that Aparna was a research analyst with Sahara Asset Management and Birla Global Finance for four years. Aparna started her career in 1989 with UTI Asset Management. She had been associated with the investment and fund management team of UTI for over 11 years.

Aparna is a Science graduate and also a graduate in general law from Mumbai University. She also holds a Master’s degree in Finance and a post graduate diploma in Treasury & Forex Management from ICFAI University.

Mr. Ajit Dange, CFA

Mr. Ajit Dange, CFA

Fund Manager & Head of PMS (Domestic)

Ajit is working as a Fund Manager & Head of Domestic PMS since July 2014. Ajit joined SBIFM as a research analyst in 2007 and was subsequently promoted as a fund manager in last quarter of 2010. Prior to joining SBIFM, Ajit was a sell side analyst with leading broking firms such as HDFC Securities and UTI securities for two years. Before that Ajit worked at SICOM Ltd. on various project finance assignments for eight years. Ajit is an engineering graduate with specialization in Metallurgy and holds Masters in Finance degree. He is also a Charter holder of the CFA Institute, USA.

Mr. Ravi Ratanpal

Mr. Ravi Ratanpal

Fund Manager, Fixed Income

Ravi has joined SBIFM as a Fund Manager – Fixed Income (PMS) in December 2016. Prior to joining SBIFM Ravi worked with JPMorgan for more than 12 years. In his last assignment, Ravi was the fixed income fund manager at JPMorgan Asset Management India. Ravi started his career with JPMorgan India in 2004 and initially worked in different roles, before he moved to JPMorgan Asset Management India in January 2007 as a Fixed Income Investment Analyst.

AIF

Mr. Sanjeev Patkarr

Mr. Sanjeev Patkarr

Portfolio Manager

Sanjeev is the Fund Manager for AIF. Sanjeev joined SBIFM as Head of Research in 2011. He has been tracking the Indian equity markets for over 22 years. Sanjeev started his career as a Rating Analyst with Crisil in 1992. He has also been associated with the Portfolio Management Services of Kotak Securities and ENAM as a core member of their investment team. He has worked on the buy side with reputed asset management companies like GE Capital and Jardine Fleming for eight years. Sanjeev joined SBIFM from Almondz Global Securities where he was the Director–Research for two years. Prior to that, he was Director (Research) at Dolat Capital, a leading broking outfit. In these assignments he was instrumental in identifying multibagger ideas. Sanjeev also has a complementary experience in Corporate Strategy with Welspun Group of 2 years.

Sanjeev is an Engineering graduate with specialization in Electronics from Mumbai University and holds Masters degree in Management Studies (MMS – Marketing) from Jamnalal Bajaj Institute of Management Studies (JBIMS), Mumbai.

Mr. Vishal Saraf

Mr. Vishal Saraf

Analyst

Vishal joined SBIFM in 2007. Prior to joining SBI FM, Vishal was an analyst with Motilal Oswal Securities for three years. Vishal is a Commerce graduate from Nagpur University and a Chartered Accountant from ICAI. He is also a Charter holder of the CFA Institute, USA.

Fixed Income Team

Mr. Rajeev Radhakrishnan, CFA

Mr. Rajeev Radhakrishnan, CFA

CIO - Fixed Income

Rajeev joined SBIFM as a fixed income portfolio manager in 2008. He currently heads the Fixed Income desk at the AMC. Prior to joining SBIFM, Rajeev was Co-Fund Manager for Fixed Income with UTI Asset Management for seven years.

Rajeev is an Engineering graduate and holds a Masters degree in finance from Mumbai University. He is also a charter holder of the CFA Institute, USA

Mr. Dinesh Ahuja

Mr. Dinesh Ahuja

Fund Manager

Dinesh Ahuja has over 25 years of experience in financial services and capital markets in various capacities. He has been associated with SBI Funds Management (SBIFM) since 2010. Prior to joining SBIFM, Dinesh was a fund manager with L&T Investment Management. He has also been associated with Reliance Asset Management Limited and Reliance General Insurance Company Limited.

Dinesh is a Commerce graduate and holds his Master’s degree in Finance from Mumbai University.

Mr. R. Arun

Mr. R. Arun

Fund Manager

R Arun has over 18 years of experience including 10 years in the mutual fund industry. He has been associated with SBI Funds Management Limited (SBIFM) since 2009 as a credit analyst before moving on to a fund management role. Prior to SBIFM, he has been associated with ING Investment Management, Deutsche Bank and Crisil.

Arun is a commerce graduate from Mumbai University and holds a Masters in Finance degree from Mumbai Education Trust. He is also a FRM Charterholder of Global Association of Risk Professionals (GARP).

Ms. Mansi Sajeja

Mansi Sajeja

Credit Analyst, Fund Manager

Mansi Sajeja joined SBIFM in 2009. Prior to joining SBIFM Mansi was a senior rating analyst at ICRA Limited (A Moody’s Investors Service Company) for over three years. Mansi holds bachelor’s degree in Financial & Investment analysis from Delhi University and has completed post graduation diploma in Business Management from MDI, Gurgaon. She is also a Charter holder of the CFA Institute, USA.

Mr. Lokesh Mallya, CFA

Mr. Lokesh Mallya, CFA

Credit Analyst

Lokesh Mallya has over 17 years’ experience in research in the fixed income market. He has been associated with SBI Funds Management (SBIFM) since 2014 as a Credit Analyst and now has fund management responsibilities. Prior to SBIFM, he has been associated with Aditya Birla Sunlife Asset Management Company Limited as a fund manager and credit analyst. He is a Charterholder of the CFA Institute, USA and also a FRM Charterholder of Global Association of Risk Professionals (GARP).

Mr. Mohit Jain, CFA

Mr. Mohit Jain, CFA

Credit Analyst

Mohit Jain joined SBIFM in 2015. Prior to joining SBIFM, Mohit was working as a Senior Research Analyst in CRISIL Limited. He is a graduate in Engineering from Sathyabama University and has completed CFA level III from the CFA Institute, USA.

Ms. Ranjana Gupta

Ranjana Gupta

Fixed Income Dealer & Fund Manager

Ranjana has over 27 years’ experience in capital markets and has been associated with SBI Funds Management Limited (SBIFM) since 2008 as a fixed income dealer and fund manager. Prior to SBIFM, Ranjana was associated with Twentyfirst Century Shares and Securities Ltd., where she headed the broking activities, and OTCEI (Over the Counter Exchange of India). Ranjana is a Commerce graduate from Mumbai University.

Equity Team

Mr. R Srinivasan

Mr. R Srinivasan

CIO - Equity

R Srinivasan joined SBI Funds Management as a Senior Fund Manager in May 2009; he is now CIO-Equity and directly manages a number of funds. He was formerly the Head of Equity. He has rich industry experience spanning 28 years and has previously worked at a number of leading organizations in the BFSI space. Srinivasan is a postgraduate in Commerce and has done his MFM from the University of Bombay.

Sohini Andani

Sohini Andani

Fund Manager

Sohini Andani has been managing equity funds at SBI Funds Management Limited (SBIFM) since 2010. She joined the company in 2007 and worked as Head of Research for 3 years before moving to fund management responsibilities. Sohini has over 27 years’ experience in the financial services industry, including 11 years of experience in equity research on the sell side. Prior to SBIFM, Sohini has been associated with organisations like ING Investment Management, ASK Raymond James, LKP Shares & Securities Limited, CRISIL, KR Choksey Shares & Securities Private Limited handling primarily equity research responsibilities. Sohini is a Commerce graduate from Mumbai University and a Chartered Accountant from ICAI.

Mr. Richard D'Souza

Mr. Richard D'Souza

Fund Manager

Richard D’Souza joined SBI Funds Management Limited (SBIFM) as Fund Manager for the Retail PMS division and currently manages equity funds at SBI Mutual Fund. Richard has over 31 years’ experience in equities as a fund manager and as research analyst on the sell side. Prior to joining SBIFM, Richard was associated with ASK Investment Managers as a portfolio manager of their PMS schemes. He has also worked as a research analyst with sell-side organizations like Antique Share & Stock Brokers Private Limited, Sunidhi Consultancy Limited, and Alchemy Share & Stock Brokers Private Limited. Richard is a Science graduate from Mumbai University.

Mr. Dinesh Balachandran, CFA

Mr. Dinesh Balachandran, CFA

Credit Analyst, Fund Manager

Dinesh Balachandran has over 22 years of experience in the industry. He joined SBI Funds Management Limited (SBIFM) in 2012 as a Senior Credit Analyst, subsequently becoming Head of Research before moving on to managing equity funds. Dinesh started his career with Fidelity in Boston, USA in 2001, where as an analyst he covered Structured Finance and local US Fixed Income market for over 10 years. Dinesh holds a B. Tech degree from IIT, Mumbai and a M.S degree from Massachusetts Institute of Technology (MIT). He is also a Charterholder of the CFA Institute, USA.

Ms. Nidhi Chawla

Nidhi Chawla

Analyst & Fund Manager

Nidhi Chawla has over 16 years’ experience in the Mutual Fund Industry. She joined SBI Funds Management Limited in 2007. She has fund management responsibilities and as an equity research analyst covers various sectors including Real Estate, Infrastructure and Construction.

Nidhi has completed her Bachelors in Business Studies from CBS, Delhi University and holds a Masters’ Degree in Economics from the University of Delhi. Nidhi is also a Charterholder of the CFA Institute, USA.

Mr. Saurabh Pant

Mr. Saurabh Pant

Analyst & Fund Manager

Saurabh Pant has over 16 years’ experience in capital markets. He joined SBI Funds Management Limited as a research analyst and currently manages equity funds.

Saurabh is a Commerce graduate and holds a Master’s Degree in Business Economics from the University of Delhi.

Mr. Tanmaya Desai

Mr. Tanmaya Desai

Analyst & Fund Manager

Tanmaya has over 18 years’ experience with over 11 years in capital markets. He joined SBI Funds Management in 2008 as a research analyst and currently has fund management responsibilities.

Tanmaya is an Engineering Graduate with specialization in electronics and holds a Master Degree in Finance from Narsee Monjee Institute of Management Studies. He is also a Charterholder of the CFA Institute, USA.

Prior to pursuing his Master’s Degree, Tanmaya worked with Patni Computer Systems as a Software Engineer and has been a lecturer in the Electronics Department at D J Sanghvi College of Engineering, Mumbai for two years.

Mr. Ruchit Mehta

Mr. Ruchit Mehta

Head of Research

Ruchit joined SBIFM in 2010. Ruchit joined us from HSBC Asset Management where he was an analyst and assistant fund manager for four years. Prior to HSBC, Ruchit was as a sell side analyst with leading broking firms like ASK Raymond James and Prabhudas Liladhar for two years. Ruchit is a Commerce graduate from Mumbai University and holds Master’s Degree in finance from Lancaster University, UK. He is also a Charter holder of the CFA Institute, USA.

Ms. Namrata Mittal

Namrata Mittal

Economist

Namrata joined SBIFM as an Economist in 2014. Prior to this, she has worked as a consultant at Department of Economic Affairs, Ministry of Finance, India in various capacities. She has also been associated with HSBC where she assisted in tracking South East Asian economies. Namrata holds a Masters Degree in Economics from Delhi School of Economics and Bachelors Degree from Hansraj College, University of Delhi.

Sukanya Ghosh

Sukanya Ghosh

Quantitative Analyst

Sukanya Ghosh joined SBIFM in 2014. In 2015, she joined the Investment Team as quantitative analyst. Prior to joining SBIFM, she worked with Axis Asset Management Company Ltd, Fortis Investment Management (India) Pvt. Ltd and Birla Sun Life Asset Management Co. Ltd. Sukanya is Commerce graduate from Mumbai University and is a Chartered Accountant from the Institute of Chartered Accountants of India and FRM charter holder from Global Association of Risk professionals, USA (GARP).

Mr. Rohit Shimpi, CFA

Mr. Rohit Shimpi, CFA

Fund Manager

Rohit Shimpi joined SBI Funds Management Limited in 2006 as an Equity Analyst. He started managing the Offshore Fund in 2011 before moving on to the Portfolio Management Services (PMS) division in 2015. In 2018, Rohit moved to Mutual Funds division and is responsible for fund management and advisory services.

Prior to SBIFM, he has been associated with SGA News Ltd (TV18 Group) as a Research Analyst for the firm’s flagship financial news channel, CNBC-TV18 and as a Researcher with JP Morgan’s offshore research centre.

Rohit is a Commerce graduate from Mumbai University and has completed his Post Graduate Diploma in Business Management (PGDBM) with specialization in Finance from Sydenham Institute of Management Studies. He is also a Charterholder of the CFA Institute, USA.

Mr. Milind Agrawal, CFA

Fund Manager

Milind Agrawal has a total of over 14 years of experience with over 12 years in the financial services industry. Milind joined SBI Funds Management Limited (SBIFM) in 2018 as an equity analyst and currently has fund management responsibilities as well.

Prior to SBIFM, Milind has been associated with Goldman Sachs as an Equity Analyst and has experience in FX Consulting and IT sector.

Milind has completed his PGDM from MDI Gurgaon and B. Tech. in Mechanical Engineering from Nirma University. He is a CFA Charterholder from CFA Institute, USA.

Mr. Bhavin Vithlani

Mr. Bhavin Vithlani

Equity Analyst & Fund Manager

Bhavin Vithlani has over 19 years’ experience in the financial services industry. He joined SBI Funds Management Limited (SBIFM) in 2018 as an Equity Research Analyst and currently has fund management responsibilities as well.

Prior to SBIFM, he has been associated with Axis Capital Limited (erstwhile ENAM Securities) and Tower Capital & Securities Private Limited as an equity analyst covering industrial and power sectors.

Bhavin is a Commerce graduate and has completed his MMS in Finance.

Dealing Team

Mr. Raviprakash Sharma, CFA

Mr. Raviprakash Sharma, CFA

Head of Equity Dealing & Fund Manager

Raviprakash Sharma has over 24 years of experience in Indian capital markets spanning across Equity and Fixed Income segments. Raviprakash joined SBI Funds Management Limited (SBIFM) in 2011 and currently is Head – Equity Dealing and Fund Manager.

Prior to SBIFM, Raviprakash has been associated with HDFC Asset Management in the portfolio management services division. In his earlier assignments he has also worked with Citigroup Wealth Advisors India Pvt. Ltd. (as a Financial Advisor), Kotak Securities Ltd. (Non-Discretionary PMS) as well as with Birla Sun Life Securities Ltd. (Fixed Income Segment).

Raviprakash is a Commerce graduate from Mumbai University and a Chartered Accountant from ICAI. He is also a Charterholder of the CFA Institute, USA.

Mr. Neeraj Kumar

Mr. Neeraj Kumar

Equity Dealer & Fund Manager

Neeraj Kumar has over 25 years of experience in the financial services industry across equity dealing, research and finance & accounting. Neeraj joined SBI Funds Management Limited (SBIFM) in 2006 as an Equity Dealer and currently has fund management responsibilities as well.

Prior to SBIFM, Neeraj has been associated with Life Insurance Corporation (LIC) where he handled assignments across finance & accounting, analyst and dealing.

Neeraj is a Commerce graduate from Magadh University and is a Chartered Accountant from ICAI.